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You'll have a lower monthly payment initially, but there are drawbacks to consider. Learn the pros and cons, and know if this type of mortgage is right for you. Discover if this mortgage option suits your financial goals.

These amounts reflect the amount which would need to be paid in order to maintain a constant principal balance. Interest only loan calculator with amortization schedule to calculate monthly payment for your interest only loan Use bankrate's free calculator to estimate your mortgage payments.

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