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You'll have a lower monthly payment initially, but there are drawbacks to consider. Following that period, you can either refinance, pay the remaining balance in a lump sum or begin making regular monthly payments. For example, your monthly mortgage payment might include only.

These amounts reflect the amount which would need to be paid in order to maintain a constant principal balance. For a few years, you can make very low payments that only cover interest Discover if this mortgage option suits your financial goals.

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