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Discover if this mortgage option suits your financial goals. These mortgages allow for lower initial payments, but they can increase later when the principal repayments begin. You'll have a lower monthly payment initially, but there are drawbacks to consider.

For example, your monthly mortgage payment might include only. After this period, the borrower begins paying both principal and interest For a few years, you can make very low payments that only cover interest

Following that period, you can either refinance, pay the remaining balance in a lump sum or begin making regular monthly payments.

Learn about interest only mortgages, their benefits, risks, and how they work Get expert advice on whether this type of mortgage is right for you. Learn about the pros and cons.

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